Time: 1:00 pm – 4:00 pm CT Instructor: Jenny Fields Location: Community Room of Pennyrile Electric 2000 Harrison St., Hopkinsville, KY 42240 Credit: CE: 3 Law Hours PLE: 3 Elective Hours Course Access for Members Hopkinsville–Christian & Todd Counties Association of REALTORS® is sponsoring this course for their members! If you’re a member of that board, you’ll still need to register in advance using the coupon code provided by your local board. How to Use Your Coupon Code: Add the course to your shopping cart. Click "check out" Under the card information input section, you will see "Do you have a Coupon Code?  Click this option and insert the Coupon code" Once code is applied, the cart total will reflect $0.00, and the card information input section will disappear. Important: Refunds will not be issued if the code is not applied correctly. Please confirm your discount before checking out. Registration Pricing $30 – Early Bird (Register before 10/21/2025 at 8:00 am ET) $40 – Standard Registration (Begins 10/21/2025 at 8:00 am ET) Walk-ins may be accepted at the discretion of the local association. Reminder emails (with printable materials) will be sent two days before class. Please note that materials will not be provided in the classroom. Cancellation Policy Cancellations made 4+ business days before class: Refund minus a $20 cancellation fee (request must be submitted in writing to [email protected]. Cancellations made within 3 business days of class or no-shows: No refund. Classroom registrations are non-transferable. We reserve the right to adjust instructors, reschedule, or cancel courses if necessary. If a course is canceled, you will be notified and may transfer to another offering. Read more

Commercial and Investment in Real Estate Broker Credit: 20 Hours | CE: 9 Hours (3 Law) | PLE: 9 Finance Hours This 20-hour KREC-approved course is designed for applicants pursuing their broker’s license as well as licensees seeking continuing education or post-licensing credit. The course provides a practical and comprehensive look at the fundamentals of commercial real estate and real estate investment. Topics include evaluating commercial properties, analyzing investment opportunities, and understanding financing options unique to income-producing properties. Participants will learn how to calculate investment returns, identify tax-deductible expenses, and assess risk in real estate investment decisions. The course also addresses the tax implications of property sales, including capital gains considerations, and introduces strategies such as the 1031 tax-deferred exchange. By the end of the course, students will gain a stronger understanding of the tools and concepts needed to navigate the commercial and investment side of real estate, equipping them to better serve clients and make informed professional decisions. Read more

Course Description This comprehensive, self-paced course provides a deep dive into the financial foundations of real estate, preparing students to understand, analyze, and apply core financing concepts in both residential and commercial transactions. Based on Essentials of Real Estate Finance by Dearborn, the course walks learners through the entire real estate finance process—from basic monetary principles to the complexities of loan origination, underwriting, closing, and foreclosure. Whether you're pursuing a career in real estate sales, lending, appraisal, or property management, this course delivers the tools and insight needed to navigate today’s dynamic financial landscape with confidence. Key Topics Covered: Unit 1: The Nature and Cycle of Real Estate Finance Explore the structure of credit systems, lending relationships, mortgage activities, and the impact of national and local markets. Unit 2: Money and the Monetary System Understand how the flow of money, banking systems, and monetary policy influence real estate lending. Unit 3: Additional Government Influence Examine the role of federal legislation, regulations, and agencies in shaping finance practices. Unit 4: The Secondary Mortgage Market Learn how loans are bought and sold, and how entities like Fannie Mae and Freddie Mac affect liquidity. Unit 5: Sources of Funds Compare institutional and noninstitutional lenders, and explore alternative sources of capital. Unit 6: Instruments of Real Estate Finance Study key financing documents, including notes, mortgages, trust deeds, and other instruments. Unit 7: Real Estate Financing Programs Review popular financing options, such as conventional loans, adjustable-rate mortgages (ARMs), and alternative loan structures. Unit 8: Government Loans Dive into FHA, VA, and USDA loan programs, including eligibility, benefits, and application processes. Unit 9: Processing Real Estate Loans Learn how lenders qualify both borrowers and properties through applications, credit scoring, appraisals, and title work. Unit 10: Defaults and Foreclosures Understand the causes, processes, and consequences of loan defaults, delinquencies, and foreclosure procedures. Course Features: Fully online and self-paced Interactive exercises, discussion forums, and unit quizzes End-of-course final exam (remotely proctored) Completion affidavit and evaluation Certificate issued upon successful completion Read more

Kentucky Reciprocity Course For Florida Licensees | Offered Online by the Kentucky REALTOR® Institute Florida Reciprocity Package Offered Online by the Kentucky REALTOR® Institute Are you a licensed Florida real estate professional looking to expand your business into Kentucky? The Florida Reciprocity Package, offered by the Kentucky REALTOR® Institute (KRI), is designed to meet the education requirement for Florida licensees applying for a Kentucky real estate license through the mutual recognition agreement. This package includes the required 40-hour Kentucky Reciprocity Course, which delivers a comprehensive overview of Kentucky-specific real estate license laws, agency relationships, advertising regulations, license compliance, contracts, ethics, and fair housing. You’ll also receive a printed copy of the Kentucky License Law Manual, a valuable reference to support your success both in passing the Kentucky Law Exam and practicing real estate in the state. Who Should Enroll: This course is intended for actively licensed Florida real estate professionals in good standing who are pursuing Kentucky licensure through reciprocity. Whether you're expanding your business or relocating, this course provides a seamless and efficient path. Course Objectives: Upon completion, learners will be able to: Identify the role and authority of the Kentucky Real Estate Commission (KREC). Interpret and apply Kentucky license law and administrative regulations. Understand agency disclosure requirements, advertising standards, and contract laws in Kentucky. Compare and contrast key differences between Florida and Kentucky real estate practices. Prepare for the Kentucky Law Exam required for reciprocal licensure. Demonstrate knowledge of escrow management, ethics, contracts, and fair housing under Kentucky law. Course Features: 100% online and self-paced Meets the 40-hour Kentucky reciprocity education requirement Taught by Kentucky-approved instructors Certificate of completion provided Delivered through KRI’s user-friendly learning platform KRI Course-Only vs. Reciprocity Package: KRI offers two enrollment options: Course-Only Option – Includes access to the required 40-hour course and a certificate of completion. Reciprocity Package – Includes the 40-hour course plus a printed copy of the Kentucky License Law Manual and additional support tools to help guide you through the licensing process.   Kentucky REALTOR® Institute (KRI) Refund Policy for Online Courses At the Kentucky REALTOR® Institute, we strive to provide high-quality, accessible online real estate education. To ensure fairness and clarity, please review our refund policy for online courses below: Course Enrollment Cancellation Students may cancel their enrollment in an online course within 7 calendar days of registration for a full refund, provided the course has not been started (i.e., no course content has been accessed). To request cancellation and a refund, students must contact KRI’s Education Department via email or phone within this timeframe. After Course Access Begins Once a student has accessed any course content or completed any portion of the course, no refunds will be issued. This policy ensures the integrity of the course and supports our ability to maintain quality content and instructor compensation. Course Withdrawals If a student chooses to withdraw from a course after accessing content, they may not receive a refund but are encouraged to contact KRI for options related to course extensions or future enrollment. Technical Issues If technical problems prevent access to course materials, KRI will work with the student to resolve the issue. If the issue cannot be resolved in a timely manner, a pro-rated refund may be considered on a case-by-case basis. Special Circumstances Refund requests due to extenuating circumstances (such as medical emergencies) will be reviewed individually. Documentation may be required, and refunds are granted at KRI’s discretion. Processing Refunds Approved refunds will be processed using the original payment method within 14 business days of approval. Students will be notified via email when their refund has been processed. Contact Information: For refund requests or questions about this policy, please contact: Kentucky REALTOR® Institute Email: [email protected] Phone: (859) 263-7377 Read more

Kentucky Reciprocity Course For Florida Licensees | Offered Online by the Kentucky REALTOR® Institute Licensed in Florida and looking to expand your real estate practice into Kentucky? The Kentucky Reciprocity Course, offered online by the Kentucky REALTOR® Institute (KRI), is designed specifically for Florida real estate professionals seeking licensure in Kentucky through the states’ mutual recognition agreement. This 40-hour online course fulfills the education requirement established by the Kentucky Real Estate Commission (KREC) and provides a comprehensive overview of Kentucky’s real estate laws, regulations, and professional standards. Who Should Enroll: This course is intended for actively licensed Florida real estate professionals in good standing who are pursuing Kentucky licensure through reciprocity. Whether you're expanding your business or relocating, this course provides a seamless and efficient path. Course Objectives: Upon completion, learners will be able to: Identify the role and authority of the Kentucky Real Estate Commission (KREC). Interpret and apply Kentucky license law and administrative regulations. Understand agency disclosure requirements, advertising standards, and contract laws in Kentucky. Compare and contrast key differences between Florida and Kentucky real estate practices. Prepare for the Kentucky Law Exam required for reciprocal licensure. Demonstrate knowledge of escrow management, ethics, contracts, and fair housing under Kentucky law. Course Features: 100% online and self-paced Meets the 40-hour Kentucky reciprocity education requirement Taught by Kentucky-approved instructors Certificate of completion provided Delivered through KRI’s user-friendly learning platform KRI Course-Only vs. Reciprocity Package: KRI offers two enrollment options: Course-Only Option – Includes access to the required 40-hour course and a certificate of completion. Reciprocity Package – Includes the 40-hour course plus a printed copy of the Kentucky License Law Manual and additional support tools to help guide you through the licensing process.   Kentucky REALTOR® Institute (KRI) Refund Policy for Online Courses At the Kentucky REALTOR® Institute, we strive to provide high-quality, accessible online real estate education. To ensure fairness and clarity, please review our refund policy for online courses below: Course Enrollment Cancellation Students may cancel their enrollment in an online course within 7 calendar days of registration for a full refund, provided the course has not been started (i.e., no course content has been accessed). To request cancellation and a refund, students must contact KRI’s Education Department via email or phone within this timeframe. After Course Access Begins Once a student has accessed any course content or completed any portion of the course, no refunds will be issued. This policy ensures the integrity of the course and supports our ability to maintain quality content and instructor compensation. Course Withdrawals If a student chooses to withdraw from a course after accessing content, they may not receive a refund but are encouraged to contact KRI for options related to course extensions or future enrollment. Technical Issues If technical problems prevent access to course materials, KRI will work with the student to resolve the issue. If the issue cannot be resolved in a timely manner, a pro-rated refund may be considered on a case-by-case basis. Special Circumstances Refund requests due to extenuating circumstances (such as medical emergencies) will be reviewed individually. Documentation may be required, and refunds are granted at KRI’s discretion. Processing Refunds Approved refunds will be processed using the original payment method within 14 business days of approval. Students will be notified via email when their refund has been processed. Contact Information: For refund requests or questions about this policy, please contact: Kentucky REALTOR® Institute  Email: [email protected] Phone: (859) 263-7377 Read more

Gold Package: Kentucky Real Estate Pre-Licensing Course  Includes: Online Course + Printed Textbook Get fully equipped for success with the Gold Package, our most complete pre-licensing option. This package meets the 96-hour education requirement set by the Kentucky Real Estate Commission (KREC) and includes both the online course and the printed textbook, perfect for learners who prefer to study with a physical book alongside their digital content. Course Overview The course is divided into two key parts: Part A: Modern Real Estate Practice (National Content) Based on Modern Real Estate Practice by Dearborn, this section covers national real estate principles including: Property ownership and land use Contracts, agency, and real estate finance Closing procedures and transaction management Ethics, fair housing, and environmental issues Real estate math and terminology Part B: Kentucky License Law (State-Specific Content) This section focuses on Kentucky-specific laws and regulations, including: KREC licensing and supervision requirements Brokerage operation and advertising rules Disclosure laws and escrow procedures Prohibited conduct and disciplinary actions Kentucky real estate forms and compliance Package Includes: 96-hour online course (Part A + Part B) Printed textbook: Modern Real Estate Practice by Dearborn Self-paced access via LearnUpon LMS Quizzes and final exams to assess understanding Completion certificate upon passing Perfect For: Students who prefer having a physical textbook for reference and note-taking alongside their digital learning experience. Start your journey toward a Kentucky real estate license with the confidence and resources you need to succeed—choose the Gold Package for the complete learning experience.   Read more